By Rachel Labush* I am a staff attorney at Community Legal Services of Philadelphia where I defend low income homeowners in foreclosure. By saving my client’s homes through loan modifications, I am holding the mortgage companies to the contracts that they have signed and the laws that govern their conduct. Federal Housing Administration (FHA) loans help provide safe, … [Read more...] about When the “Distressed Assets” are Homes: Fighting Foreclosures on FHA Loans in Philadelphia
By D. James Greiner In the previous post, I talked about how, if the goal of a legal aid organization’s debt collection litigation defense program is to prevent defendants from having to pay debts sued upon, then there might be a far cheaper way to go about fulfilling that goal, namely, by buying debts on the open market and forgiving them. And I concluded the last post by … [Read more...] about What’s access to justice for? Let’s get more philosophical. In a hurry. Part II
By D. James Greiner “Harry suddenly realized that the tape measure, which was measuring between his nostrils, was doing this on its own. Mr. Ollivander was flitting around the shelves, taking down boxes. ‘That will do,’ he said, and the tape measure crumpled into a heap on the floor.” --Harry Potter and the Sorcerer’s Stone I’m a statistician. My job is to measure … [Read more...] about What’s access to justice for? Let’s get more philosophical. In a hurry.